:root {
  color-scheme: light;
  --ink: #172033;
  --muted: #5c667a;
  --line: #dbe2ec;
  --soft: #f4f7fb;
  --surface: #ffffff;
  --brand: #2563eb;
  --brand-dark: #1649b6;
  --brand-soft: #eaf1ff;
  --max: 1120px;
  font-family:
    Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI",
    sans-serif;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--surface);
  font-size: 16px;
  line-height: 1.65;
}

a {
  color: var(--brand-dark);
  text-underline-offset: 0.18em;
}

a:hover {
  color: var(--brand);
}

a:focus-visible,
button:focus-visible {
  outline: 3px solid rgba(37, 99, 235, 0.35);
  outline-offset: 3px;
}

.skip-link {
  position: absolute;
  top: -80px;
  left: 16px;
  z-index: 10;
  padding: 10px 14px;
  border-radius: 8px;
  color: white;
  background: var(--ink);
}

.skip-link:focus {
  top: 16px;
}

.site-header {
  border-bottom: 1px solid var(--line);
  background: rgba(255, 255, 255, 0.96);
}

.nav {
  width: min(calc(100% - 40px), var(--max));
  min-height: 72px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 11px;
  color: var(--ink);
  font-weight: 750;
  text-decoration: none;
  letter-spacing: -0.02em;
}

.brand-mark {
  width: 34px;
  height: 34px;
  display: grid;
  place-items: center;
  border-radius: 10px;
  color: white;
  background: linear-gradient(145deg, #3978f5, #1649b6);
  box-shadow: 0 7px 18px rgba(37, 99, 235, 0.24);
  font-size: 17px;
  font-weight: 800;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 22px;
  font-size: 0.94rem;
}

.nav-links a {
  color: var(--muted);
  text-decoration: none;
}

.nav-links a:hover,
.nav-links a[aria-current="page"] {
  color: var(--ink);
}

.hero,
.page-heading {
  background:
    radial-gradient(circle at 85% 20%, rgba(37, 99, 235, 0.12), transparent 32%),
    linear-gradient(180deg, #f9fbff 0%, #ffffff 100%);
}

.hero-inner,
.page-heading-inner,
.content,
.site-footer-inner {
  width: min(calc(100% - 40px), var(--max));
  margin: 0 auto;
}

.hero-inner {
  padding: 92px 0 78px;
}

.eyebrow {
  margin: 0 0 14px;
  color: var(--brand-dark);
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

h1,
h2,
h3 {
  line-height: 1.2;
  letter-spacing: -0.03em;
}

h1 {
  max-width: 760px;
  margin: 0;
  font-size: clamp(2.35rem, 7vw, 4.7rem);
}

.hero-copy {
  max-width: 700px;
  margin: 22px 0 0;
  color: var(--muted);
  font-size: clamp(1.05rem, 2vw, 1.25rem);
}

.hero-actions {
  margin-top: 32px;
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.button {
  min-height: 46px;
  padding: 10px 18px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border: 1px solid var(--brand);
  border-radius: 10px;
  color: white;
  background: var(--brand);
  font-weight: 700;
  text-decoration: none;
}

.button:hover {
  color: white;
  background: var(--brand-dark);
  border-color: var(--brand-dark);
}

.button.secondary {
  color: var(--ink);
  background: var(--surface);
  border-color: var(--line);
}

.button.secondary:hover {
  color: var(--brand-dark);
  border-color: #b5c6e8;
}

.content {
  padding: 68px 0 88px;
}

.content.narrow {
  max-width: 820px;
}

.section-heading {
  max-width: 680px;
  margin-bottom: 28px;
}

.section-heading h2 {
  margin: 0 0 10px;
  font-size: clamp(1.7rem, 4vw, 2.35rem);
}

.section-heading p,
.lede,
.muted {
  color: var(--muted);
}

.cards {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.card {
  padding: 26px;
  border: 1px solid var(--line);
  border-radius: 16px;
  background: var(--surface);
  box-shadow: 0 12px 34px rgba(23, 32, 51, 0.055);
}

.card h2,
.card h3 {
  margin: 0 0 9px;
  font-size: 1.18rem;
}

.card p {
  margin: 0 0 18px;
  color: var(--muted);
}

.card a {
  font-weight: 700;
}

.page-heading-inner {
  padding: 64px 0 56px;
}

.page-heading h1 {
  max-width: 820px;
  font-size: clamp(2.2rem, 6vw, 4rem);
}

.page-heading .lede {
  max-width: 720px;
  margin: 18px 0 0;
  font-size: 1.12rem;
}

.policy-meta {
  margin-top: 22px;
  display: flex;
  flex-wrap: wrap;
  gap: 9px;
}

.pill {
  padding: 6px 10px;
  border-radius: 999px;
  color: #294064;
  background: var(--brand-soft);
  font-size: 0.82rem;
  font-weight: 700;
}

.policy h2 {
  margin: 50px 0 12px;
  font-size: 1.55rem;
  scroll-margin-top: 24px;
}

.policy h3 {
  margin: 28px 0 8px;
  font-size: 1.08rem;
}

.policy p,
.policy ul {
  margin-top: 0;
}

.policy li + li {
  margin-top: 8px;
}

.policy .notice {
  margin: 30px 0;
  padding: 18px 20px;
  border-left: 4px solid var(--brand);
  border-radius: 0 10px 10px 0;
  background: var(--brand-soft);
}

.policy table {
  width: 100%;
  border-collapse: collapse;
  margin: 22px 0;
  font-size: 0.94rem;
}

.policy th,
.policy td {
  padding: 13px 12px;
  border: 1px solid var(--line);
  text-align: left;
  vertical-align: top;
}

.policy th {
  background: var(--soft);
}

.contact-panel {
  margin-top: 42px;
  padding: 26px;
  border-radius: 16px;
  background: var(--ink);
  color: white;
}

.contact-panel h2 {
  margin-top: 0;
  color: white;
}

.contact-panel a {
  color: #bcd1ff;
}

.site-footer {
  border-top: 1px solid var(--line);
  background: var(--soft);
}

.site-footer-inner {
  min-height: 116px;
  padding: 28px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  color: var(--muted);
  font-size: 0.9rem;
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 18px;
}

.footer-links a {
  color: var(--muted);
}

@media (max-width: 760px) {
  .nav {
    align-items: flex-start;
    padding: 18px 0;
  }

  .nav-links {
    gap: 12px;
    flex-wrap: wrap;
    justify-content: flex-end;
    font-size: 0.85rem;
  }

  .hero-inner {
    padding: 64px 0 58px;
  }

  .cards {
    grid-template-columns: 1fr;
  }

  .policy table,
  .policy tbody,
  .policy tr,
  .policy th,
  .policy td {
    display: block;
  }

  .policy tr + tr {
    margin-top: 14px;
  }

  .policy th,
  .policy td {
    border-bottom: 0;
  }

  .policy td:last-child {
    border-bottom: 1px solid var(--line);
  }

  .site-footer-inner {
    align-items: flex-start;
    flex-direction: column;
  }
}

@media (max-width: 520px) {
  .nav {
    display: block;
  }

  .nav-links {
    margin-top: 16px;
    justify-content: flex-start;
  }

  .hero-inner,
  .page-heading-inner,
  .content {
    padding-top: 48px;
    padding-bottom: 54px;
  }

  .button {
    width: 100%;
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }
}